Loan & Mortgage Calculator

Calculate monthly payment, overpayment and total cost of a loan or mortgage. Supports annuity and differentiated payment types.

$
% / yr
Monthly payment
Total interest
Total payment

Payment breakdown

Principal:
Interest:

Amortization schedule by year

Year Payment Principal Interest Balance

Formula

M = P × r × (1+r)ⁿ ÷ ((1+r)ⁿ − 1)

M — payment, P — principal, r — monthly rate, n — number of months